Thursday 22 December 2011

Thrifty Thursday!

Have woken up this morning with a bit of a sniffle, sore throat & a little bit achy. I am going to take it easy today.  Hopefully it will not get any worse.  At work the heating is on really high & every so often you have to go outside to cool down. Its set at 25 degrees the heating at work!, like a furnace.  All the other girls are back from holidays & sickness, a new lady is starting.  I will perhaps get the odd shift occasionally. On a plus side one of the girls at work is giving up a private cleaning job 3 hours at £10 per hour once per week.

This morning I went on my online banking & put £50.00 in to my emergency fund.  This was made up of one shifts work  £45.50 (As I only did one shift last week). I made it up to to £50.00.  I am overdrawn in my current account but I will get that down asap.  Emergency fund up to £150.00 .

Also found this on mse you will need to print it
http://uk.loccitane.com/FO/Holiday.aspx?appParams&lang=uk

I also used the asda price guarantee where you type in your receipt details. I got a total of £1.94 back.
This will be used of my next shop
I bought this ring binder at at a jumble sale for 30p. It did say the birthday file. I replaced that with some cut out magazine letters.   Inside it has the different months with a pocket area to slide things in the sleeve. I am going to use it as my file for anything financial & notes.
This will be my 2012 ebay sales book!. Every penny will be watched in 2012. Wish I had started that a long time ago! x x

5 comments:

  1. Hope you're feeling better soon! That's great that you have your notebooks ready to go! I need to get mine ready as well! I have to track every penny we spend next year... I love that your book has the different months! :)

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  2. Yes, I'm envious like Carla, that file looks great!

    Hope you feel better soon, have a good rest, there are horrible bugs going around at the moment.

    I'm am so impressed with you putting £100 into your emergency fund already.That's great.

    I need to also attack ebay sales next year. In all honesty, it's the only way we'll get a new camera next year. Maybe I should get a book too.

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  3. Hope you feel better soon and our love and blessings go your way for Christmas and a wonderful 2012.

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  4. Your getting very organised. You should be rolling in it this time next year if you keep up with all this saving. Well done you x

    Hopre the sniffle and sore throat does not get any worse for you. I'm still full of cold and am hoping it goes before christmas.

    ReplyDelete
  5. Nothing like getting organised - halfway there to accomplishing your goal - emergency fund at £150 is fantastic!

    If keeping track of your sales/profits on Ebay, don't forget to deduct the Paypal charges - 3.4% plus £0.20 per transaction on the gross (inc post) - easy to forget this - I speak from bitter experience!

    ReplyDelete

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