This year Mr No Spend & I have decided we would like a few days away. We thought maybe going Dorset way & hire a cottage. To keep costs down we will see if my mum & sister want to come to. Then that way we will have a base & can do all our meals at our base. It will be lovely on the Jurasic coast & hopefully lots of walking will be done & beach combing & time spent on the beach. We all need to decide on a date. My sister will pay upfront & then we will pay our share. Then its just a case of a some money for petrol & food. Before I know we are going I will search & find lots of free things to do. Funding this little holiday will be my ebay sales so far £28.76 in the pot!. Need to get earning more!
Reflection Of Low Spend January
This month Hetty was purchased!. That was a big expenditure. Over than that the biggest expenditure has been food. Mr No Spend has done the food shopping & the food shop has been wonderfull. If anything the food budget was on the steep side. We have bought blueberries & fruit in abundance & got through it all. I would like less spent on food but then equally I love all the healthy stuff. Just do not mention the half peronni pizza I scoffed!.
The emergency fund is laying empty. The switch over to joint accounts has made everything up in the air & a few mix ups. Our joint account is overdrawn but then Mr No spends account was to start with. I am going to use a Dave Ramsey baby step & aim for £500.00 in the emergency fund. It is a big bug bear of mine not to have a little emergency fund. I guess as we have no savings either I would like a little to fall back on. I know a lot of bloggers who probably earn more,but equally there a lot out there earning less who are very admired by me! with there thrifty ways etc. Bloggers who have turned things around out of debt.
I would love to pay the mortgage of early. But once the cost of living is taken out it is not an option.
Have really enjoyed all the healthy eating. Eating a lot fresher & healthier. Need to fix those wanting something sweet cravings though!
It was lovely to have the sun out a bit this week. On Monday I will be going of for my appointment !. I will meet the person who I will be working with(poor person!). I spent some time with my neighbour this week & we went to another town & she treated me to lunch out. Did my little cleaning job to .
DD wound me up by prentending she had done something. I cannot tell the difference when my DD lies or tells the truth. It was not funny & I told her that she was cruel to pretend that.
DD thought to tell me that she & 3 friends had stolen a car. DD then thought to tell me she had drank & driven the car & been stopped by the police arrested, breathalised & then put in a cell overnight. Funny ? No I dont think so. DD told the same to hubby who rang me from work & told me that he needed to go for a walk round the block after hearing the news. Then DD texted me saying she was only joking. So not funny. I then rang the foster mum & spoke to her who is a lovely lady( I feel a bit more at ease with her now I we have spoken more) Just to double check that DD was in her bed all night . We had a long chat & she said that DD was a walk in the park compared to some children she has looked after. It was lovely that she said DD was a real credit to us!. After DD wind up it was hard to absorb that!. I did thank her for saying that. Slightly puzzled scratching my head thinking are we talking about the same girl!. Still I guess sometimes they are always better for other people or other people just cope with things better
Anyway enough of my ramblings have a lovely weekend x x x