As I am switching to a joint account with Mr No Spend. I had to use my emergency fund to clear my overdraft & to pay the Swinton car insurance till April & the buildings insurance. So pot empty! again.
Mr No Spends account is overdrawn by about £400.00 as well. This is first on my hit list! I will be keeping a tight reign on our finances now they are entwined!. I want to make things better for us.
2012 is going to be a year of change. I know Mr No Spend gets fed up with being overdrawn & chasing his tail. So hopefully if we can become better managers of our money together
I got my repeat smear test letter through as I had an abnormal one. I rang up straight away to make an appointment & she said can you come in today at 5.10!. I thought may as well get it over & done with. No one likes the dreaded smear test. I do not like things hanging over me.
On another note I have rang up & have made an appointment next Friday to go & talk to someone. First appointment is for a consultation. I am hoping to have cbt cognitive therapy. I have always frowned on things like this?. I guess though if you have a physical trauma you fix it, wether it be a broken leg etc. I need fixing emotionally. I do suffer from anxiety on a daily basis & low mood. Dont get me wrong I am not walking around looking miserable, but there is a sadness inside me, a helplessness. A feeling that I cannot cope with things, that I am fragile. I want to get strong again. Each thing that has happened with DD has just been continuous for a long time. Most people could probably cope with odd things but a constant bombardment one after the other is harder.
It funny I want to work but when I do I am so tense. I want to contribute more in all ways.
Thank you all for your budget advise & ideas to. You are all great x
Be back later ! x x