Anyway Mr No Spend was really cheesed of. So much so that he was talking about getting a new car(not a new new as in brand new). I was relunctant as I knew what was coming next. We have had to get a loan over 4 years of £5000 (monthly pay back £150.00). This car has done 19,000 miles. As we did not want to borrow any more than £5,000 pounds. We used some of the savings as well as the car traded in. We lost about £1200 pounds on the car & more. In this case it did not pay us trying to be frugal. Its nice having a car that is newer. But also we have that side that doesnt like to spend money, especially in the form of a loan. Also we do not like things that take us out of our comfort Zone. This is one instance that I did think ooh it would be nice to win the lottery. To be able to buy one outright.
Mr No Spend has lost something like 1 stone 7 lb
Master No Spend has lost 1 stone( he does not need to lose anymore as he is very trim now, I am amazed with his determination)
Mrs No Spend(moi!) I have lost 9lbs in total( I find it harder but literally I have done it by smaller portions, eating a lot lot less bread & no treats. I fix my sweet tooth with a yoghurt with a wee sprinkle of granola on top.
Mr No Spend has given up smoking & alchol completely. Over 6 weeks ago. It was part of his new fitness regime. Much needed to I might add. I am very happy he is looking after himself better. I always do my best to look after him! but ultimaetely he has to want to, which he does.
Finances
We are concentrating on getting the food bill down. Also now hubby is on board we are keeping a joint spending diary. I am popping things on ebay. Emergency fund is down to £1000.00. I need to raise the funds for Ds school holiday to Germany.I have had lots of ironing work!. This has been hard as have had a bad back have had to lots of ibroprofen & heat packs.
First goal is to raise the funds for German school trip for DS & then to get that Emergency fund up again. As well as factoring in some fun !
Lovely to hear from you.
ReplyDeleteSad news about the car. I feel your frustration on that one. Cars cost so much money and are so unpredictable.
But FANTASTIC news about your healthy regime. Wow! The weight loss is amazing as is Mr giving up smoking.
I am so impressed.
I am sure you'll reach your goal for DS's trip. What a wonderful Mum you are but please take care of yourself too. In this area I need to take a leaf out of your book. I am a hopeless chocolate addict and recently it's been worse than ever.
Sft x
Well done with your weight loss. Its hard work isn't it. I don't think Ive lost any but I have been off to the gym and been doing my yoga dvd too. Every bit helps in my book.
ReplyDeleteShame about the car. Typical isn't it? We brought Ash a perfect (or so we thought) Beetle which then fell through. Luckily we have found an amazing one now. Keep your fingers crossed we can get it soon.
Fantastic savings you must have been doing. The money made from your car boot was great too.
X x
Sorry about the car,we have al got one of those tales I am sure..great work with the weight loss,I am trying as well so maybe there will be less of us by Christmas lol..well done all round,take care of yourself.
ReplyDeleteWell, it was a lesson learned, right? Do you have your new car now? Some things to remember when buying a used car is to ask about the miles in its odometer first. In that way, you can determine the value of the car. Another is the reason of the previous owner for selling the car. It would help you see if the car is still worth the price you’re buying it for. Also, don’t forget to test drive it. Anyway, ask as many questions as you can, so that you’ll be sure the car you’re eyeing is worth your hard-earned money.
ReplyDeleteDante Mallet
Catching up with your blog, congratulations on the weight loss and healthy living, that's inspirational!
ReplyDeleteTalking of food shopping, we have been experimenting with down shifting and have abandoned Tesco the last few weeks and been trying Lidl and Aldi, they are good but we always end up going to Morrisons as well because they haven't got everything we need at Lidl/Aldi, I think we're saving a little money but not as much as I'd hoped.
I think you should've inspected your car a little further to know which parts are highly recommended for replacement. Test driving would help you know which parts are not functioning properly, you could feel it if you don't feel the comfort in driving. Anyway, it's a good thing that you've lost weight and you're in to a healthy living. :)
ReplyDeleteEarlene Harps
Here's my piece of advice when looking to buy a used car. First of all, you must get the car's Vehicle Identification Number (VIN) and type the number on a website that offers vehicle history reports, such as Carfax for example. This way, you would know whether the car was stolen or if it has been used in illegal transactions.
ReplyDeleteLeisa Dreps
If you want a car that is sure to last, it would be best to buy a new car. However, if you have a knack of knowing if a car is a durable one, even if it is used already, then go for it by all means! Good used cars make for smart investments because you can enjoy high quality without splurging for it.
ReplyDeleteMaria Wegner