As you know hubby bought a car. Well that car has gone now. It turned out to be a bit of a lemon. In total it was in & out the garage 8 times in total. We have lost money on it.
Anyway Mr No Spend was really cheesed of. So much so that he was talking about getting a new car(not a new new as in brand new). I was relunctant as I knew what was coming next. We have had to get a loan over 4 years of £5000 (monthly pay back £150.00). This car has done 19,000 miles. As we did not want to borrow any more than £5,000 pounds. We used some of the savings as well as the car traded in. We lost about £1200 pounds on the car & more. In this case it did not pay us trying to be frugal. Its nice having a car that is newer. But also we have that side that doesnt like to spend money, especially in the form of a loan. Also we do not like things that take us out of our comfort Zone. This is one instance that I did think ooh it would be nice to win the lottery. To be able to buy one outright.
Mr No Spend has lost something like 1 stone 7 lb
Master No Spend has lost 1 stone( he does not need to lose anymore as he is very trim now, I am amazed with his determination)
Mrs No Spend(moi!) I have lost 9lbs in total( I find it harder but literally I have done it by smaller portions, eating a lot lot less bread & no treats. I fix my sweet tooth with a yoghurt with a wee sprinkle of granola on top.
Mr No Spend has given up smoking & alchol completely. Over 6 weeks ago. It was part of his new fitness regime. Much needed to I might add. I am very happy he is looking after himself better. I always do my best to look after him! but ultimaetely he has to want to, which he does.
We are concentrating on getting the food bill down. Also now hubby is on board we are keeping a joint spending diary. I am popping things on ebay. Emergency fund is down to £1000.00. I need to raise the funds for Ds school holiday to Germany.I have had lots of ironing work!. This has been hard as have had a bad back have had to lots of ibroprofen & heat packs.
First goal is to raise the funds for German school trip for DS & then to get that Emergency fund up again. As well as factoring in some fun !